Group Income Protection Insurance

We provide an end-to-end service that can help manage sickness absence, support you and your employees when there are wellbeing concerns, and protect people financially by providing a continued percentage of their income while supporting their return to work.

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OUR SUPPORT SERVICES

Offering more than just insurance

Our Group Income Protection customers have immediate access to a range of health and wellbeing support services at no additional cost.

  • Help@hand

    Providing employees with five key support services through one easy-to-use app - Remote GPs, mental health support, physiotherapy, medical second opinions and EAP access.

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  • Heart_EAP_Blue

    Employee/Employer Assistance Programme

    Our comprehensive EAP is provided by LifeWorks and includes employee access to a 24/7 helpline, legal support, wellbeing content and tailored fitness plans.

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  • our-services-icon-rehab

    Rehabilitation and return to work support

    Immediate access to our in house specialists, helping individuals stay at or return to work when struggling with a health condition. We also offer a personal wellbeing check to keep your employees engaged and productive.

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  • Online_Workshops

    Health & wellbeing workshops

    For HR professionals and line managers on physical and mental illness or bereavement, on how to support employees. Employee workshops are also available on topics such as resilience and movement.

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  • our-services-icon-mental

    Mental Health Pathway

    Unum’s Mental Health Pathway is an early intervention service providing fast, specialist support to employers and their employees when facing a mental health concern.

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  • Cancer_pathway

    Cancer Pathway

    Unum’s Cancer Pathway provides quick and easy access to cancer support upon diagnosis, through treatment and after treatment – whenever needed.

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Why choose us

Insurance with a difference

Whether it’s prevention, intervention or protection, you have immediate access to a range of health and wellbeing support services for you and your employees. All our services and resources have been designed to keep staff healthy, managers up to date on workplace health and wellbeing issues, and help prevent sickness absence and its associated costs.

  • Our support services

    More than just financial peace of mind - get access to expertise and support tools for employees and employers.

  • Flexible benefits

    Including flexible payment start dates, short-term benefits, and the option to include an initial or final lump sum.

  • Absence management support

    Our dedicated rehab team, guidance and tools are available to support employees and reduce the impact of employee absence.

  • Wellbeing resources

    Providing education and support for HR and line managers, including webinars, workshops, podcasts, and a Wellbeing Calendar.

  • Help@hand

    Our health and wellbeing app, provided by Square Health, offers employers a quick, simple and effective way to show employees they care about their physical and mental wellbeing, while reducing sickness absence.

  • Claims management

    Unum’s claims process is designed to be as simple and straightforward as possible, We use dedicated Claims Management Specialists and a consistent, clear and honest approach from start to finish.

SIMPLICITY INCOME PROTECTION

Our Simplicity Income Protection product offers simplified options and administration.

It provides a more affordable, more basic cover for employers looking to protect their employees for the first time with a flat benefit of £12,000 per year (or 100% of earnings, if lower).

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Any questions?

View more FAQs
  • What support can you provide to help me set up my Unum policy?

    We will provide a 30-minute online welcome session where we’ll explain the benefits of all the wellbeing and support services that are included with your policy. The sessions include a Q&A and useful downloads to make sure you can register straight away for these services.

  • Can all my employees have access to Help@hand?

    Yes. Help@hand is available at no additional cost for your employees insured as part of your Unum Group Income Protection policy. However it can be extended to all other employees for an additional cost of £4 per employee per month.

    Find out more and register for Help@hand