what we do

Explore our insurance products and services

Our experience and expertise can help you grow your business from the very start by delivering value for your customers, backed up by a support network designed to guide you every step of the way.

  • Group Income Protection

    Helping employers manage sickness absence and the associated costs, Group Income Protection provides rehabilitation and financial support when an employee is unable to work due to illness or injury.

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  • Group Critical Illness

    Helping support employees through a life-changing illness, Group Critical Illness provides financial, emotional, and practical support for employees who survive a covered critical illness for 14 days.

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  • Group Life

    Helping give employees and their family peace of mind, Group Life pays a tax-free lump sum to their loved ones in the event of an employee’s death – as well as much-needed practical and emotional support.

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  • Sick Pay Insurance

    Our Sick Pay insurance pays a percentage of your employee’s salary if illness or injury stops them working for the short term.

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  • Dental Insurance

    Our Dental cover helps make costly and essential dental treatment more affordable for employees.

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  • Executive Income Protection

    Executive Income Protection is designed for small to medium-size businesses looking to offer selected employees an extended sick pay arrangement.

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Why partner with us

Connect your clients to industry-leading benefits, and health and wellbeing support

  • Added value services

    Immediate access to a range of health and wellbeing services

    We offer so much more than financial peace of mind. Our employee benefits include access to a wide range of expertise and support tools for employers and employees promoting health and wellbeing.

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    Valued by employers and employees – here’s a select few:

    • Help@hand provides employees with fast, easy access to five key support services, through a single app – available at no additional cost as part of a Unum Group Income Protection policy for insured employees. And it can also be extended to all other employees for an additional fee.
    • EAP - includes employee access to a 24/7 helpline, legal support, wellbeing content and tailored fitness plans.
    • Workplace wellbeing offers resources to help manage employee wellbeing, including online workshops, ebooks, research, and return to work support.
    • Mental Health and Cancer Pathways that provide quick, easy and effective support for employers and employees whenever it’s needed.
  • Support every step of the way

    Our UK-wide team of expert consultants are on hand to guide you and your clients every step of the way

    Whether you’re new to this market and looking to broaden your portfolio, or are an experienced adviser interested in finding out more.

    How we partner with our advisers

    • Joint client visits to support your conversations and answer any questions
    • Dedicated Market Insight team to help you fully understand your client base and the opportunities available – including propensity to buy modelling, detailed management information and block analysis
    • Onboarding support throughout, including tailored marketing resources and webinars to ensure your clients get the best value from their policy
  • Products you can count on

    We put people at the heart of employee benefits

    That’s why we continually improve our products to make sure they support the needs of our customers – and reflect our position as a leading provider in the market.

    Swiss Life Multinational Pool (MNP)

    If you want to offer your multinational clients access to a range of international solutions and information, including, pensions, savings, asset management, our arrangement with Swiss Life may be what you’re looking for.

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    Reasons to choose us

    • We’re trusted by over 9,000 businesses and provide cover to over 1.7 million people and their families in the UK.
    • Last year we paid out over £326 million to our customers - representing in excess of £6 million a week in benefits.
    • We continually enhance our products such as covering additional conditions for children on our Group Critical Illness cover – one reason why it’s the fastest growing Group Risk product.
  • Instant access to Unum’s best price through UnumOnline

    UnumOnline allows you to receive and manage quotes quickly, review progress, and get cover customers looking to insure between 3 and 100 people.

    Get a quote for Group Income Protection, Group Life insurance and Group Critical Illness cover, and receive the best price available from Unum - exclusive to quotes made on UnumOnline.

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    The benefits of UnumOnline

    • Work with your customers in real time to create a product portfolio to suit their specific requirements.
    • Simple process allows a more efficient and effective way for you to support your small business customers.
    • Saves you time - easy and quicker to sell to customers, manage their quotes, and get relevant information.
    • Straightforward ‘end-to-end’ process ensures your customers get covered simply and swiftly.
    • Search, manage and filter your quotes and policies. Quotes are valid for 3 months and searchable for 6 months.

How we work with you

We’ll work to help you grow your business and protect your customers

We care passionately about helping people protect their livelihoods and things they love, and we hope it shows in the way we work with you and your clients.

1
Request a call

Need more information about what our products and services can do for you and your clients? Get in touch and one of our dedicated sales consultants will get back to you.

2
Agree to our terms of business (TOBA)

Before we can do business together, we first need to receive and accept your completed commission account form.

3
Register for UnumOnline

Access our product portfolio, receive new quotes and manage existing quotes online – easily, quickly and efficiently.

unum_testimonials
"I am always confident to recommend Unum. The service and proposition really supports my business - and my clients."
Matthew Egginton
Employee Benefits Consultant