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Sick Pay Insurance

Sick Pay Insurance can help ease the headache of short-term absence.

Cover depends on scheme level - terms and conditions apply.

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COVID-19 update

To ensure we can continue to best serve our existing customers during the coronavirus pandemic, we have taken the decision to stop offering deferred period options of 1 to 3 weeks for all new SPI policies with immediate effect. This means that we will currently only offer SPI with a 4-week deferred period.

See ‘Getting a quote’ below for more information.

OUR support services

Offering more than just insurance

Our Sick Pay Insurance customers automatically have access to the following support services:

  • Help@hand icon

    Help@hand

    Providing insured employees with five key health and wellbeing support services through one easy-to-use app - including remote GPs, mental health support and EAP access.

    Learn more
  • Employee Assistance Programme icon

    Employee/Employer Assistance Programme

    Our comprehensive EAP includes employee access to a 24/7 helpline, legal support, wellbeing content and tailored fitness plans.

    Learn more
  • Rehabilitation service icon

    Rehabilitation service

    Our Vocational Rehabilitation Consultants can provide practical and collaborative return to work plans, capability tests and advice on alterations in the workplace – assisting with Duty of Care needs. Available from day one of absence or if an individual is at work but struggling with a health condition.

    Learn more

Getting a quote

We have taken the decision to stop offering deferred period options of 1 to 3 weeks for all new SPI policies with immediate effect. This means that we will currently only offer SPI with a 4-week deferred period. This decision does not impact new business quotes which are within the quote guarantee period, existing SPI policies or our other products, including Group Income Protection. We will continue to monitor the situation and review our business plans on an ongoing basis.

Please contact your Unum Sales Consultant to find out more about our cover including policy documents or to request a Sick Pay Insurance quote.

Making a claim

Our online system makes the claims process simple, enabling both employer and employee to submit the claim electronically.

Each claim is assigned to a dedicated Claims Management Specialist (CMS) who will assess the initial evidence submitted. Your CMS will contact you within 5 working days of submission to acknowledge the claim and work with you and your employee throughout.

How to make a claim