Optical Cover from Unum Dental

Helping to make essential optical expenses more affordable

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Optical cover from Unum man wearing glasses

About
What is Optical Cover?

Our Optical Cover helps employees and their insured dependants to maintain good eye health. We provide reimbursements towards the cost of regular eye examinations and help towards the cost of frames, lenses and contact lenses.

Overview
How does it work?

Optical cover can be funded by:

  • Employers
  • Employees
  • Both employers and employees (i.e. the employer funds a basic level of cover and employees can opt to upgrade).

Employees can also opt to add partners and/or children to their policy at an additional cost.

Useful resources

Optical Employer Flyer
PDF
Optical test

Why Optical cover?

Going for an eye test is far more than just checking if employees need glasses or a change of prescription — it’s also an important health check. Opticians can spot general health problems as well as eye conditions during the exam. 

Our plans help cover the cost of these vital examinations, plus pay towards any eyewear needed as a result.

Our policy can suit companies of all sizes and budgets and, if placed alongside a Unum Dental plan, we offer you a 10% multi-product discount. 

* A 10% discount for employers who take Optical and Dental cover together, both for new and existing customers. Premiums will be reviewed upon the policy renewal date.

Optical features
Key benefits

Cover levels, annual limits and exclusions apply. Please refer to a benefit schedule for full details.

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    Your choice of optician

    Including outside the UK

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    Immediate cover

    Employees can start claiming from their policy start date

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    Make claims for

    Eye examinations, frames and lenses

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    What's covered

    Contact lenses, off-the shelf reading glasses and digital protection lenses

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    Fast claims payment

    Employees simply select their treatment, snap a picture of the itemised receipt, upload and go with our online, paperless portal

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    Freedom to purchase insured items

    From any optical supplier or retailer

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    Access to retail discounts and savings powered by BenefitHub

    BenefitHub Limited is a third-party discounts and benefits provider and is completely independent of Unum Dental

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    Option to add family members

    At additional cost

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    A one-off benefit of £10,000 in the event of loss of sight as a result of an accident

    One claim in the lifetime of an insured adult under this optical policy 

Here to help

Need more information or want to get a quote?

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