Group Income Protection Insurance

We provide an end-to-end service that can help manage sickness absence, intervene early, and protect people financially by providing a continued percentage income while supporting their return to work.

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OUR SUPPORT SERVICES

Offering more than just insurance

Our Group Income Protection customers have immediate access to a range of health and wellbeing support services at no additional cost for insured employees.

  • Help@hand

    Providing employees with five key support services through one easy-to-use app - including remote GPs, mental health support and EAP access.

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  • Heart_EAP_Blue

    Employee/Employer Assistance Programme

    Our comprehensive EAP includes employee access to a 24/7 helpline, legal support, wellbeing content and tailored fitness plans.

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  • our-services-icon-rehab

    Rehabilitation and return to work support

    Immediate access to specialist support to help individuals stay at work if struggling with a health condition or return to work after absence.

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  • Online_Workshops (1)

    Online workshops

    Available for HR professionals and line managers on physical or mental health or bereavement, to help understand how best to support employees.

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  • our-services-icon-mental

    Mental Health Pathway

    Unum’s Mental Health Pathway is an early intervention service providing fast, specialist support to employers and their employees when facing a mental health concern.

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  • Cancer_pathway

    Cancer Pathway

    Unum’s Cancer Pathway provides quick and easy access to cancer support upon diagnosis, through treatment and after treatment – whenever needed.

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Why choose us

Insurance with a difference

Our Group Income Protection provides an end-to-end service that can help manage sickness absence, intervene early and protect employees financially by providing a continued income while supporting their return to work.

  • Our support services

    More than just financial peace of mind - get access to expertise and support tools for employees and employers.

  • Flexible benefits

    Including flexible payment start dates, short-term benefits, and the option to include an initial or final lump sum.

  • Absence management support

    Guidance and tools are available to support employees and also reduce the impact of employee absence.

  • Return to work support

    Our dedicated rehab support team can be accessed immediately, for those struggling at work or absent.

  • Wellbeing resources

    Providing education and support for HR and line managers, including webinars, podcasts, and a Wellbeing Calendar.

  • Claims management

    Dedicated Claims Management Specialists and a consistent, clear and honest approach from start to finish.

SIMPLICITY INCOME PROTECTION

Our Simplicity Income Protection product offers simplified options and administration.

It provides a more affordable, more basic cover for employers looking to protect their employees for the first time with a flat benefit of £12,000 per year (or 100% of earnings, if lower).

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Any questions?

View more FAQs
  • Can I get a quote online?

    Yes, currently we can provide quotes for your customers looking to cover between 3 and 100 people, you can quote for Group Income Protection, Group Life and Group Critical Illness.

    Go to UnumOnline
  • What onboarding support can you provide for my client?

    We provide a 30-minute online onboarding session for your clients. You are also welcome to attend this session. During the session we’ll explain the benefits of all the wellbeing and support services that are included with your client’s policy. The sessions include a Q&A and useful downloads to make sure your clients can register straight away for these services.

    Starting your client's cover
  • Where can I find information on medical underwriting?

    If a member of a scheme requires medical underwriting, they can find all of the information they need clicking the link below

    View our medical underwriting page
  • Can all my client’s employees have access to Help@hand?

    Yes. Help@hand is available at no additional cost for employees insured under the Unum Group Income Protection policy. However it can be extended to all other employees for an additional cost of £4 per employee per month.

    Find out more and register for Help@hand here