Group Income Protection Insurance
We provide an end-to-end service that can help manage sickness absence, intervene early, and protect people financially by providing a continued percentage income while supporting their return to work.
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Our support servicesOffering more than just insurance
Our Group Income Protection customers have immediate access to a range of health and wellbeing support services at no additional cost.
Help@hand
Providing insured employees with fast, direct access to six high quality health and wellbeing support services through one easy-to-use app - including remote GPs, mental health support, physiotherapy and EAP access.Employee/Employer Assistance Programme (EAP)
Our comprehensive EAP provided by LifeWorks includes access for all insured employees to a confidential 24/7 helpline, financial and business legal support, wellbeing content and tailored health and fitness plans.Rehabilitation and return to work support
Immediate access to specialist support to help individuals stay at work if struggling with a health condition or return to work after absence. We also offer a personal wellbeing check to keep your employees engaged and productive.Online workshops
Available for HR professionals and line managers on a number of workplace wellbeing topics including sickness absence, mental health and bereavement, to help understand how best to support employees.Mental Health Pathway
Unum’s Mental Health Pathway is an early intervention service providing fast, specialist support to employers and their employees when facing a mental health concern.Cancer Pathway
Unum’s Cancer Pathway provides quick and easy access to cancer support upon diagnosis, through treatment and after treatment – whenever needed.
OverviewWhat is Income Protection and how does it benefit employers?
Income Protection provides rehabilitation and financial protection if an employee is unable to work because of long-term illness or injury. Our customers also have access to an extensive range of health and wellbeing services.
Absence management
To help employers manage sickness absence and the associated costs, Unum provides services and resources including specialist rehabilitation support for employees returning to work, an absence helpline for quick queries, legal support and workplace wellbeing support - helping to reduce the impact on an organisation.
Employee benefits
To keep staff healthy and help prevent unnecessary sickness absence, employees have access to comprehensive health and wellbeing support. Whether it's prevention, intervention or protection, employees know they are supported with highly valuable benefits - boosting workforce morale and helping to attract and retain staff.
Why choose usInsurance with a difference
Our Group Income Protection provides an end-to-end service that can help manage sickness absence, intervene early and protect employees financially by providing a continued income while supporting their return to work.
Our support services
More than just financial peace of mind - get access to expertise and support tools for employees and employers.
Flexible benefits
Including flexible payment start dates, short-term benefits, and the option to include an initial or final lump sum.
Absence management support
Guidance and tools are available to support employees and also reduce the impact of employee absence.
Return to work support
Our dedicated rehab support team can be accessed immediately, for those struggling at work or absent.
Wellbeing resources
Providing education and support for HR and line managers, including webinars, podcasts, and a Wellbeing Calendar.
Claims management
Dedicated Claims Management Specialists and a consistent, clear and honest approach from start to finish.
Our Simplicity Income Protection product offers simplified options and administration.
It provides a more affordable, more basic cover for employers looking to protect their employees for the first time with a flat benefit of £12,000 per year (or 100% of earnings, if lower).
Wellbeing calendarUpcoming events and webinars
Any questions?
View FAQsYes, currently we can provide quotes for your customers looking to cover between 3 and 100 people, you can quote for Group Income Protection, Group Life and Group Critical Illness.
We provide a 30-minute online onboarding session for your clients. You are also welcome to attend this session. During the session we’ll explain the benefits of all the wellbeing and support services that are included with your client’s policy. The sessions include a Q&A and useful downloads to make sure your clients can register straight away for these services.
If a member of a scheme requires medical underwriting, they can find all of the information they need clicking the link below
Yes. Help@hand is available at no cost for employees insured under a Group Income Protection, Group Life or Group Critical Illness policy. It can be extended to all other employees for an additional cost of £4 per employee per month.
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