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Sick Pay Insurance

Sick Pay Insurance can help ease the headache of short-term absence.

Cover depends on scheme level - terms and conditions apply.

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COVID-19 update

To ensure we can continue to best serve our existing customers during the coronavirus pandemic, we have taken the decision to stop offering deferred period options of 1 to 3 weeks for all new SPI policies with immediate effect. This means that we will currently only offer SPI with a 4-week deferred period.

See ‘Getting a quote’ below for more information.

OUR support services

Offering more than just insurance

As part of their Sick Pay Insurance plan, customers automatically have access to the following services at no additional cost:

  • EAP_SPI

    Employee Assistance Programme

    Unum LifeWorks provided by Morneau Shepell - offering work/life support for employers and employees, including face-to-face counselling sessions (up to a set limit).

    Learn more
  • Rehab_SIP

    Rehabilitation service

    Our Vocational Rehabilitation Consultants will provide practical and collaborative return to work plans, capability tests and advice on alterations in the workplace – assisting with duty of care needs.

    Learn more

Getting a quote

We have taken the decision to stop offering deferred period options of 1 to 3 weeks for all new SPI policies with immediate effect. This means that we will currently only offer SPI with a 4-week deferred period. This decision does not impact new business quotes which are within the quote guarantee period, existing SPI policies or our other products, including Group Income Protection. We will continue to monitor the situation and review our business plans on an ongoing basis.

Please contact your Unum Sales Consultant to find out more about our cover including policy documents or to request a Sick Pay Insurance quote.

Making a claim

Our online system makes the claims process simple, enabling both employer and employee to submit the claim electronically.

Each claim is assigned to a dedicated Claims Management Specialist (CMS) who will assess the initial evidence submitted. Your CMS will contact you within 5 working days of submission to acknowledge the claim and work with you and your employee throughout.

How to make a claim