Dental
Effortless dental cover, designed to make you smile
How does Unum’s Dental cover work?
With cover from Unum Dental you can claim back the cost of important dental treatment such as check-ups, hygienist visits, fillings, crowns and even dental implants - up to the limits shown on your benefit schedule.
This helps you to maintain the oral health for you, and your family (where insured and shown on your confirmation of cover document).
Did you know — claiming is quick and easy with our online member portal
You can even use your smartphone. Simply select your treatment, snap a photo of your itemised receipt and go.
You can also use the portal to:
- View your policy documents
- Find your remaining benefit limits for the policy year
- Update your details
- Find answers to common questions
- Contact us
Watch the video to learn on how to make a claim.
Key features Here are more reasons to smile. With this policy you get:
Cover levels, treatment limits, annual limits and exclusions apply. Please refer to a benefit schedule for full details, this is available from your employer or, if you are a member, via the online member portal.
Immediate cover
Make a claim as soon as cover starts
100% NHS
100% reimbursement of NHS charges
Visit any dental practice worldwide
You have the freedom to seek treatment at any NHS or private dental practice anywhere in the world
Cover for pre-existing conditions and pre planned treatment
You can claim for treatment identified or recommended before cover starts1
Access to Toothfairy
You get access to a high-quality, award-winning digital dental services provided by Toothfairy along with additional Unum features (where included in your Employer’s dental policy).
Access to retail discounts and savings
Powered by BenefitHub, Unum Dental customers get access to a wide range of savings and discounts on everyday spending and treats to cut costs
1 Excludes implants or bridges which are subsequently fitted to a pre-existing gap in the mouth, and mouth cancer which existed prior to joining the policy unless previously insured for dental treatment under another insurer’s policy immediately before joining this policy.
Savings and discounts / Toothfairy services (the ‘Services’) are provided to Unum Limited (“Unum”) customers by third-party specialist providers chosen by Unum. Unum is not the provider of the Services. The Services are entirely separate from the insurance policy provided by Unum. Access to the Services is facilitated by Unum at no cost to the Unum customer, and Unum may change or withdraw access to the Services at any time. Use of the Services are subject to the terms and conditions of the relevant third-party specialist providers. Services are available to UK residents only. For further information, please go to unum.co.uk/frequently-asked-questions/services.