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Dental

Making the cost of essential dental treatment more affordable

Make a claim
Boy brushing teeth

What is Dental cover?

Unum Dental offers reimbursement towards the cost of minor and major dental care such as check-ups, hygienist visits, fillings, crowns and even dental implants (not available on all policies).

It reimburses you for eligible treatments up to the policy limits. You can also add family members to the policy at additional cost.

There’s no need to use paper forms — your policy includes access to our online member portal which makes claiming quick and easy.

You can even use your smartphone. Simply select your treatment, snap a photo of your itemised receipt and go.

Make a claim

You can also use the portal to:

  • View your policy documents
  • Find your remaining benefit limits for the policy year
  • Update your details
  • Find answers to common questions
  • Contact us

Watch the video to learn on how to make a claim.

Key features
Here are more reasons to smile. With this policy you get:

*Cover levels, treatment limits, annual limits and exclusions apply. Please refer to a benefit schedule for full details.

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    Immediate cover

    From the day your policy starts

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    Reimbursement

    100% reimbursement of NHS charges

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    Worldwide cover

    Visit any dentist anywhere in the world

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    Choose any dentist

    Visit any NHS or private practice

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    Claims payment

    Fast claims payment

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    Pre-existing conditions

    Cover for pre-existing conditions (excluding mouth cancer)

Any questions?

View FAQs
  • Your policy number is in your welcome email and the Policy Schedule we sent to you to confirm cover. If you didn’t receive this, try checking your junk/spam. We sometimes send this by post. Alternatively, it’s available when you log in to the Unum Dental portal.

  • You can submit your claim by logging in to the Unum Dental portal, which is the quickest and most convenient way to make a claim. However, if you’d still prefer to fill in a paper form, log in to the portal and hit ‘contact us’ to tell us.

    Once we’ve received and processed your claim, we’ll let you know. We aim to reimburse you within 5-10 working days once we’ve confirmed your claim payment.

    Please note that you must submit all claims within 12 months of the treatment completion date. The treatment completion date is the date you received that treatment, or the final treatment in any course of treatment. If you submit a claim outside this timeframe, it may not be approved and you may not be reimbursed.

  • Thank you for supplying this. We aim to assess the additional information and reimburse you within 5-10 working days if we now have everything we need. If we still require further information, we’ll be in touch.

  • The amount you receive for a Dental claim depends on the level of cover you have, the type of treatment you’ve undergone and the amount of money we’ve paid you for that type of treatment so far in the policy year.

    To see your level of cover, annual limits, and exclusions please refer to your Policy Schedule. You can find this by logging into the Unum Dental member portal.

    It’s important to understand how much your dentist will charge and how much your policy will reimburse you towards this before you start dental treatment.

  • The amount you receive for a Dental claim depends on the level of cover you have, the type of treatment you’ve undergone and the amount of money we’ve paid you for that type of treatment so far in the policy year.

    To see your level of cover, annual limits, and exclusions please refer to your Policy Schedule. You can find this by logging into the Unum Dental member portal.

We're here to help

Have a question or can’t find what you’re looking for? Get in touch with us.

Contact us