Updated 4th December 2023
Unum may share some personal data with other third party data controllers to enable us to provide and support our insurance services and to manage any business risks.
|Business Categories||Basis for Data Sharing||3rd Parties|
|Reinsurers||We have legitimate business interests as part of our financial management to enter into reinsurance arrangements to mitigate our risks. To do so we will share data with our reinsurers. Whilst this is typically on an aggregated and anonymised basis, there will be instances where we provide individual information.|
|Legal and regulatory||We have legal and regulatory responsibilities to share personal information with our regulators. In some cases this will be specific, relating for example to a complaint, but generally data is shared on an aggregated or depersonalised basis.|
To enable us to assess claims as part of the insurance contract we will share your claim data with your GP or other health professional.
In some cases, we will also share your personal information with your GP prior to setting up a policy.
Where we do need to contact your medical professionals we will obtain your consent prior to doing so.
|Independent medical examiners||To enable us to assess claims as part of the insurance contract we will share your relevant medical information with independent medical examiners to allow the medical consultants/practitioners to complete a full medical review and assessment of the individual and to provide us a detailed report.|
|Rehabilitation services||To enable us to meet our responsibilities under the insurance contract we will share relevant medical information with Rehabilitation Service providers to enable them to provide appropriate treatment to you. We will obtain your consent prior to doing so.|
|Beneficiaries||To enable us to meet our responsibilities under the insurance contract, we will share personal information to ensure that beneficiary payments are managed correctly.|
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