Optical Cover from Unum Dental

Helping to make essential optical expenses more affordable

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Optical cover from Unum man wearing glasses

What is Optical Cover?

Our Optical Cover helps employees and their insured dependants to maintain good eye health. We provide reimbursements towards the cost of regular eye examinations and help towards the cost of frames, lenses and contact lenses.

How does it work?

Optical cover can be funded by:

  • Employers
  • Employees
  • Both employers and employees (i.e. the employer funds a basic level of cover and employees can opt to upgrade).

Employees can also opt to add partners and/or children to their policy at an additional cost.

Useful resources

Optical FAQs
Optical Employer Flyer
Optical poster
Optical test

Why Optical cover?

Going for an eye test is far more than just checking if employees need glasses or a change of prescription — it’s also an important health check. Opticians can spot general health problems as well as eye conditions during the exam. 

Our plans help cover the cost of these vital examinations, plus pay towards any eyewear needed as a result.

Our policy can suit companies of all sizes and budgets and, if placed alongside a Unum Dental plan, we offer you a 10% multi-product discount. 

* A 10% discount for employers who take Optical and Dental cover together, both for new and existing customers. Premiums will be reviewed upon the policy renewal date.

Optical features
Key benefits

Cover levels, annual limits and exclusions apply. Please refer to a benefit schedule for full details.

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    Your choice of optician

    Purchases can be made at any optician or optical retailer worldwide 

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    Immediate cover

    Make a claim from your policy start date

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    Cover towards eye tests, frames and lenses

    Including contact lenses and off-the-shelf reading glasses

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    Access to retail discounts & savings powered by BenefitHub*

    Cut the cost of everyday spending and treats for you and your family, helping to make your money go further

    * BenefitHub Limited is a third-party discounts and benefits provider and is completely independent of Unum Dental. BenefitHub Ltd is registered in England & Wales under company number 11109677 and has its registered office at 2nd Floor Regis House, 45 King William Street, London, United Kingdom, EC4R 9AN.

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    Option to add family members

    Extending the protection to your family members for an additional cost

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    A one-off benefit of £10,000 in the event of loss of sight as a result of an accident

    One claim in the lifetime of an insured adult under this optical policy 

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