Updated 24 May 2018

Business Categories

Basis for Data Sharing

3rd Parties

Reinsurers

We have legitimate business interests as part of our financial management to enter into reinsurance arrangements to mitigate our risks. To do so we will share data with our reinsurers. Whilst this is typically on an aggregated and anonymised basis, there will be instances where we provide individual information.

SCOR Global Life Reinsurance Ireland Limited
SCOR Global Life Reinsurance UK Limited
Munich Reinsurance – UK Life Branch
The TOA Reinsurance Company
General Reinsurance AG
Swiss Re Europe S.A.
Partner Reinsurance Europe SE
RGA International Reinsurance Company Ltd

Legal and Regulatory

We have legal and regulatory responsibilities to share personal information with our regulators. In some cases this will be specific, relating for example to a complaint, but generally data is shared on an aggregated basis.

Financial Ombudsman Service
Financial Regulation Authority
Prudential Regulation Authority
Information Commissioners Office
National Crime Agency

Medical Professionals

To enable us to assess claims as part of the insurance contract we will share your claim data with your GP or other health professional.

In some cases, we will also share your personal information with your GP prior to setting up a policy.

Where we do need to contact your medical professionals we will obtain your consent prior to doing so.

Your GP, consultant or other Health Professional.

Independent Medical Examiners

To enable us to assess claims as part of the insurance contract we will share your relevant medical information with independent medical examiners to allow the medical consultants/practitioners to complete a full medical review and assessment of the individual and to provide us a detailed report.

MSL Medical Services Limited

Rehabilitation Services

To enable us to meet our responsibilities under the insurance contract we will share relevant medical information with Rehabilitation Service providers to enable them to provide appropriate treatment to you. We will obtain your consent prior to doing so.

Efficacy Limited
Leading Rehab Limited
Nuffield Health
Workfit
Visualise
Harley Street Concierge Limited

Beneficiaries

To enable us to meet our responsibilities under the insurance contract, we will share personal information to ensure that beneficiary payments are managed correctly.

Pitman’s Trustees Limited