Solvency II became effective from 1st January 2016. From this date, we use Solvency II rules to calculate our capital requirements. These rules also require us to publish an annual Solvency and Financial Condition report at the end of each financial year.

Our Solvency and Financial Condition report as at 31st December 2018 is available here.

Reports for previous years are available below:

2017

2016