Blog Terms & Conditions

With specific reference to user-generated content.

1.1. Opinions expressed on this site are those of the respective contributing users only. These views do not represent those of Unum, its management or employees. Unum is not responsible for and disclaims all liability for content and comments contributed by users.

1.2. You must not use the Ask a Question or blog commentary to display any material which is:

1.2.1. racist, sexist or homophobic

1.2.2. pornographic, obscene, profane or vulgar

1.2.3. defamatory of any person, entity or organisation

1.2.4. abusive, threatening or otherwise likely to be harmful to those persons likely to use the site

1.2.5. in contravention of any relevant local, national or international law or which incites or encourages the contravention of any such law

1.2.6. otherwise offensive in the opinion of Unum

1.2.7. infringing of the rights (including the intellectual property rights) of any legal or natural person; or

1.2.8 . related to the conduct of a business other than Unum

1.3. Each user posting a blog comment understands that:

1.3.1. the blog comment can be traced to their specific user account containing their email address, user name, date and time of sign up and IP address at date and time of posting.

1.3.2. a Functionality cookie will be placed on their browser. Functionality cookies remember choices the user makes to improve their experience. In this case, they are used to pre-fill the comment box should the user wish to leave another comment.

These cookies cannot track a user’s browsing activity on other websites.

For more detailed information about what cookies we use and what we use them for, please look at our How we use cookies page on our main Unum website.

1.4. By posting comments on the Blog or Ask A Question, you agree to allow the content to be re-used or quoted by Unum without notification.

1.5. Users sometimes include references to other websites beyond the control of Unum. As such Unum cannot be held responsible for the content of such websites.

1.6. We will delete advertising posts, the Blog comments or Ask A Question is not a means for advertisers to promote their websites or products. Unum moderators will decide what is acceptable or not on a case by case basis.

1.7. Failure to comply with these rules constitutes a material breach of the terms of use on which you are permitted to use the site and may result in deletion of your post and/or withdrawal of your right to post.

1.8. Posts on this site may be moderated and must comply with the standards set out in the House Rules