Executive Income Protection

Our Executive Income Protection is designed for small/medium-sized businesses looking to offer selected employees the benefits of an extended sick pay arrangement.

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OUR Support services

Offering more than just insurance

Executive Income Protection customers have immediate access to a range of health and wellbeing support services at no additional cost.

  • Heart_EAP_Blue

    Employee Assistance Programme

    Our comprehensive EAP provided by LifeWorks includes employee access to a 24/7 helpline, legal support, wellbeing content and tailored fitness plans.

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  • our-services-icon-rehab

    Rehabilitation and return to work support

    Immediate access to specialist support to help individuals stay at work if struggling with a health condition or return to work after absence.

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Why choose us

Insurance with a difference

Our Executive Income Protection policy offers flexible cover options and a number of features to support your clients when they need it most.

  • Flexible cover options to suit budget

    A benefit of up to 80% of earnings with a market-leading maximum annual benefit of £300,000.

  • No standard exclusions

    There are no standard exclusions under our plan.

  • No automatic medical reports

    We won’t automatically request a GP report or medical because the benefit amount is above a certain limit. We only need further information if a medical condition disclosed on the application form requires investigation.

  • Portable cover if the employee leaves service

    The plan can be switched to a new employer or into the employee’s own name without further underwriting.

  • Guaranteed increase options

    Increase the amount of cover available without the need to complete a new application or go back through the underwriting process.

  • Specialist support to help employees back to work

    We have a team of specialists who can help to achieve a safe and sustainable return to work. Rehabilitation and reintegration programmes are an integral part of the claims management process and the support we provide.

"A smooth application process for executive cover, finally a company with a no-nonsense approach to protection plans."
Thomlinson Wealth Management