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Rewarding employers; benefitting employees

Why dental insurance?

Employees want it.

It's the most popular flexible health
benefit offered by employers.1

Employees use it.

Provides cover towards check-ups, hygiene visits, and major treatment to restore oral health. Policy limits and exclusions apply.

What does it cover?

A typical Unum Dental policy will include cover for:

  • 100% of NHS charges (excluding the A&E plan)
  • Check-ups and hygienist fees
  • Orthodontic fees for insured children – where added to the policy
  • Fillings and root canal treatment
  • Crowns and bridges
  • Dental implants (not available on all plans)
  • Accidents, injuries and emergencies - including sports injuries
  • Mouthguards and sportsguards

Cover levels, annual limits and exclusions apply. Please refer to a benefit schedule for full details

Employees can also extend cover to their spouse and children at an additional cost.

Making a claim

There’s no need to use paper forms – with your policy you have access to our online portal to make claiming quick and easy, you can even use your smartphone.

To find out more click here.


1. Survey conducted in March 2019 among users of, received 290 responses.

Contact us

For Unum Dental members, the easiest way to get in touch is via the Unum Dental portal. If you’re thinking about taking out a new policy, use the details here.

020 7265 7111

Unum Dental is a trading name of Unum Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: Milton Court, Dorking, Surrey, RH4 3LZ. Registered in England 983768. We monitor telephone conversations and email communications from time-to-time for training purposes and in the interests of continually improving the quality of the service we provide.