Our experience tells us that the cost of treatment is one of the main reasons why people avoid the dentist. And with charges on the rise, the problem may only get worse.
Including dental cover as an employee benefit can help manage costs, improve employee wellbeing and bring benefits to businesses.
Why dental insurance?
Making employees aware of the benefits on offer and encouraging take-up so you see a real return on the time and effort invested can be an ongoing challenge.
Corporate dental insurance is employees' most popular flexible benefit choice2. And because it covers both routine and more complex procedures, it’s widely-used and highly-valued. By encouraging regular check-ups, it maintains oral health, can help reduce sickness absence and can help employers recruit and retain key talent.
It’s also simple to implement, easy to administer, with a quick and clear claims process, encouraging employee engagement.
What it covers
We want you and your employees to get the most from your plan, which is why we provide a wide range of benefits from day one, including:
- worldwide dental cover
- cover for planned and pending treatment
- free choice of dentist
- cover for pre-existing conditions (excluding mouth cancer)
- implant cover*
- emergency dental cover
- child orthodontic cover*
- sports injury cover including mouthguards
*Terms apply. See a benefit schedule for full details.
Dental decay is now the top cause of hospital admission for children aged 5 to 9.3
Cover can also include an employee’s spouse and any children up to the age of 21 (or older if in full-time education).
We can also provide access to added value benefits such as dental discount schemes, providing employees access to much sought after cosmetic treatments such as whitening.
Making a claim
Making a claim shouldn’t be like pulling teeth. Our online claims process is simple. Members can log in here to download a claim form. They then complete it with their dentist and we will process claims within 5 to 10 working days from when we receive the form.
Speak to your adviser about taking out a plan or you can deal with us directly – start by requesting a quote here.
2 The Reward & Employee Benefits Association’s 2016 Benefits Shift Survey
3 http://www.publicsectorexecutive.com/Public-Sector-News/lga-warns-of-childrens-oral-health-crisis-as-tooth-extractions-increase-by-61 - April 2016