Your cover explained

We cover any pre-existing dental conditions (excluding mouth cancer)

We include pre-planned treatment and pre-existing conditions within your period of cover.

Visit any dentist you choose

Whether it’s staying with your long-standing family dentist or trying somewhere new, we give you complete flexibility, including NHS and private options.

Cover for dental treatment wherever you go

Dental treatment is not limited purely to the UK. You can receive eligible treatment worldwide, and we’ll also cover for accidents and emergencies that may happen abroad. We just need the receipt in English.

NHS cover available

We reimburse 100% of the cost of NHS treatment (excluding the A&E plan).

Your dental cover begins immediately

There are no waiting periods applied to any of our dental plans. Cover begins from the day your policy starts.

Family cover

Your plan can typically be extended to cover your partner and your children. Check with your employer for full details.

Orthodontics for children

If you have children on your policy, an annual allowance pays towards their orthodontics fees. Annual limitations apply.

Keep active, keep smiling

Rugby, skiing, cycling or even table tennis - our sports cover offers favourable annual maximums – we even pay towards your mouthguards.

Reimbursement towards implant and anaesthetic fees

We can help cover the cost of implant treatment. To find out how much you can claim, please refer to your benefit schedules

90-day claim allowance

You have 90 days to submit a claim from the last date of treatment in your course. Once we receive your claim, we aim to reimburse you within 5-10 working days.

Fast claims payment via our simple, paperless process

Making a claim shouldn't be like pulling teeth. That's why we've simplified the process so there's no need for claim forms. Claims can be logged and tracked via the online portal for fast settlement.

Emergencies – when you need it most

Our emergency cover gives you the freedom to seek prompt treatment, anywhere in the world.

Get in touch

If you have any questions, please contact 0207 265 7111 or by email dental@unum.co.uk