Continuing with Unum Dental

You have access to either the Clear or Radiant dental plan depending on the cover you held through your employer. Please see the Clear schedule if you held a Clear or Bright dental plan, and see Radiant if you had a Radiant policy. If you’re unsure which plan you have access to, please call us.

It’s important that you read and understand the terms and conditions of this policy before applying for cover. Note these plans may not be an exact match to the cover you previously held through your employer, so please read the documents below carefully.

Continuing your cover with us gives you access to enhanced benefits you may not find from an off the shelf policy bought online, such as cover for:

•  Treatment from day one
• Pre-existing conditions (except mouth cancer)
• Worldwide routine and emergency treatment
• Sports injuries
• Dental implants (not available on all levels)
• Child orthodontics

Cover levels, annul policy limits and exclusions apply. Please check the benefit schedule carefully before applying.

Download the relevant application form to see the cost of the cover and to apply. If you’re unsure which form you need, please contact us.

Please note you are only eligible to apply for continuing cover within the first 30 days following the end of your cover with the employer who provided your dental insurance benefit. We reserve the right to refuse any applications received after this date. We may need to take more than one month’s premium in your first Direct Debit collection to avoid any break in your cover. We will write to you to let you know how much the first collection will be.