Continuing with Unum Dental

You have access to either the Clear or Radiant dental plan depending on the cover you held through your employer. Please see the Clear schedule if you held a Clear or Bright dental plan, and see Radiant if you had a Radiant policy. If you’re unsure which plan you have access to, please call us.

It’s important that you read and understand the terms and conditions of this policy before applying for cover. Note these plans may not be an exact match to the cover you previously held through your employer, so please read the documents below carefully. Unum Dental do not give advice about the suitability of the cover to meet your specific needs. 

Continuing your cover with us gives you access to benefits you may not find from an off the shelf policy bought online, such as cover for:

• Treatments received from the day your policy starts
• Pre-existing conditions (except mouth cancer)
• Worldwide routine and emergency treatment
• Sports injuries
• Dental implants (not available on all cover levels)
• Child orthodontics (insured children only)

Cover levels, annual policy limits and exclusions apply. Please check the benefit schedule carefully before applying.

Download the relevant application form to see the cost of the cover and to apply. If you’re unsure which form you need, please contact us.

Please note:

• This policy generally meets the demands and needs of someone wishing to help with the cost of everyday dental expenses, as well as dental emergency treatments, dental injuries and oral cancer. We provide information for you to come to your own decision whether this insurance is suitable for you.
• You are only eligible to apply for continuing cover within the first 30 days following the end of your cover with the employer who provided your dental insurance benefit. We reserve the right to refuse any applications received after this date.
• Your cover will start on the 1st of the next month after we have received your application. i.e. If we receive and process your application on the 12th, your cover will start on the 1st of the following month.