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Executive Income Protection

Our Executive Income Protection is designed for small/medium-sized businesses looking to offer selected employees the benefits of an extended sick pay arrangement.

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Support services

Offering more than just insurance

Executive Income Protection customers have immediate access to a range of health and wellbeing support services.

  • Heart_EAP_Blue

    Help@hand

    Providing insured employees with five key health and wellbeing support services through one easy-to-use app - including remote GPs, mental health support and EAP access.

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  • Heart_EAP_Blue

    Employee Assistance Programme

    Our comprehensive EAP includes employee access to a 24/7 helpline, legal support, wellbeing content and tailored fitness plans.

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  • our-services-icon-rehab

    Rehabilitation and return to work support

    Immediate access to specialist support to help individuals stay at work if struggling with a health condition or return to work after absence.

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Why choose us

Insurance with a difference

Our Executive Income Protection policy offers flexible cover options and a number of features to support your clients when they need it most.

  • Flexible cover options to suit budget

    A benefit of up to 80% of earnings with a market-leading maximum annual benefit of £300,000.

  • No standard exclusions

    There are no standard exclusions under our plan.

  • No automatic medical reports

    We won’t automatically request a GP report or medical because the benefit amount is above a certain limit. We only need further information if a medical condition disclosed on the application form requires investigation.

  • Portable cover if the employee leaves service

    The plan can be switched to a new employer or into the employee’s own name without further underwriting.

  • Guaranteed increase options

    Increase the amount of cover available without the need to complete a new application or go back through the underwriting process.

  • Specialist support to help employees back to work

    We have a team of specialists who can help to achieve a safe and sustainable return to work. Rehabilitation and reintegration programmes are an integral part of the claims management process and the support we provide.

Getting a quote

Use our Executive Income Protection quote spec template to provide us with all relevant product, benefit and membership details.

  1. Email your completed quote spec to businessdevelopment@unum.co.uk
  2. We'll send you a quote which will be valid for 28 days.

Need help? Call our Business Development team on 0800 783 3282

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"My clients are safe in the hands of Unum, in my experience the most professional and caring support for executive income protection applications."
Lucy Thomlison
St. James's Place Wealth Management