Your cover explained

We cover any pre-existing dental conditions (excluding mouth cancer)

We can provide cover for pre-planned treatment and for pre-existing conditions within your period of cover.

Visit any dentist you choose

Whether it’s staying with your long-standing family dentist or trying somewhere new, we give you complete flexibility, including NHS and private options.

Cover for dental treatment wherever you go

Dental treatment is not limited purely to the UK. You can receive treatment worldwide, and we’ll also cover for accidents and emergencies that may happen abroad.

NHS cover available

We reimburse 100% of NHS treatments, under all plans - up to the annual limit.

Your dental cover begins immediately

There are no waiting periods applied to any of our dental plans. Cover begins from the day your policy starts.

Extra assurance – complete family cover

Your plan can be extended to cover your partner and your children – typically, children can be covered up to the ages of 21 or 23 in full time education

Orthodontics for children

If you have children on your policy, an annual allowance pays towards their orthodontics fees. Annual limitations apply.

Keep active, keep smiling

Rugby, skiing, cycling or even table tennis - our sports cover offers favourable annual maximums – we even pay towards your mouthguards.

Reimbursement towards implant and anaesthetic fees

We can help cover the cost of implant treatment. To find out how much you can claim, please refer to your benefit schedules

90 day claim allowance

You have 90 days to submit a claim from the last date of treatment in your course. Once we receive your claim, you can expect to be reimbursed within 5-10 working days.

Commitment to our members

We treat our members as individuals and not just policyholders within a system. Our dedicated helpline is there to help settle your claims queries within minutes.

Emergencies – when you need it most

Our emergency cover gives you the freedom to seek prompt treatment, anywhere in the world.

How to claim

You can make a claim through our member log-in link. Alternatively, you can post or email your completed claim form to us.

Get in touch

If you have any questions, please feel free to speak to one of our Customer Services Advisers by contacting 020 7488 9880 or by emailing dental@unum.co.uk


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Download "How do I make a claim?" infographic