Find out about the products specific to our UnumOnline service, whether you're an adviser transacting Group business using UnumOnline Quotes, or transacting Individual business using UnumOnline Underwriting.
Group business - Product information for UnumOnline Quotes
Using UnumOnline Quotes you can get an online new business Group quote for schemes with between 3 and 100 lives for the following products:
Classic Group Income Protection – provides extensive and generous benefits cover with a wide variety of tailored options available.
Dual Benefit – provides payments for both the employee and employer. The employee benefits from income replacement payments potentially followed by a serious illness lump sum and the employer benefits from additional finance to help with their business costs.
Registered Group Life and Dependants – provides benefits to members of a UK occupation pension trust; either a tax free lump sum or dependant's pension or both, up to the Lifetime Allowance (LTA).
Excepted Group Life – providing tax free benefits for high earners, this policy allows for lump sum benefits to be paid outside of the LTA but does not have to be linked to a Registered Group Life policy.
Group Critical Illness – Base cover provides a tax-free lump sum in the event of an employee suffering from any of the 13 conditions and Extra cover an additional 20 conditions.
- Step by Step Guide to UnumOnline Group Quotes
- Standard GIP Technical Guide
- Dual Benefit Technical Guide
- Registered Technical Guide
- Excepted Technical Guide
- Critical Illness Technical Guide
- Policy Conditions