Having been diagnosed with Fibromyalgia, James was told by doctors that he’d ‘just have to cope’ with the symptoms he was suffering, including concentration difficulties, severe back pain and really low moods. Here he describes how Unum’s rehabilitation team helped him re-build his confidence and get his life back on track.
As a self-employed sales representative, Mervyn took out an Income Protection policy to give him and his family a back-up plan if anything happened that meant he was unable to work. Having fallen from a tree and sustained a spinal cord injury, Mervyn describes how his Income Protection plan provided financial help many times over as complications of his injury emerged.
When Claire was diagnosed with Chronic Fatigue Syndrome (CFS) she was devastated that she’d have to leave her job of 12 years - a job she loved. But with financial and rehabilitation support from Unum, a caring employer and a heap of determination, Claire’s diagnosis of CFS hasn’t stopped her returning to the job she loved.
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It’s important you get the right Income Protection product for your needs. Because we can’t give you advice about our products, we recommend talking to your Financial Adviser about buying a back-up plan.
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Despite the recession, employers are continuing to protect their staff with competitive benefits packages.
81% of employers provide sick pay above the statutory entitlement, finds new research from Unum and Personnel Today. Furthermore, 67% continue to pay their employees something for up to 1 year, even when statutory requirements have stopped. But just 12% will support their staff for longer than that.