For most of us, the foundation of our lifestyle is the income we earn. Our income sustains our way of life and supports our dependants.
But what happens if you suffer an illness or injury and you cannot work? Mortgages and bills still need paying but your income might stop and career plans could disintegrate.
In these instances, income protection from Unum can provide financial security and rehabilitation support.
Unum Products for Individuals
We can provide a complete and tailored package to meet the income protection needs of almost any personal circumstances.
Additional Support Services
Unum LifeworksTM* offers unlimited telephone and online support to policyholders and immediate family members to help deal with everyday challenges. Please see www.support.unum.co.uk for more information.
Award-winning cover for advisers and their clients
Unum was voted ‘Best Individual Income Protection Provider’ by Independent Financial Advisers at the Health Insurance Awards in 2009.
This site provides information on Unum's complete range of individual income and associated protection policies. Further information can be found in our Individual Products Literature section.
For more detailed guidance and help with setting up a policy can be found through a Financial Adviser.
Unum’s Personal Income Replacement Plan has been 5 Star Rated by Defaqto for six years in succession.
*LifeWorksTM is a registered trademark of Ceridian UK, a market leading HR outsourcing provider.
Unum LifeWorksTM does not form part of the standard terms and conditions for any product from Unum's individual income protection range and we reserve the right to withdraw this benefit at any time.
Please note that under the Unum Executive Income Replacement Plan access to legal support or counselling services through the Unum LifeWorksTM service is only available to the policyholder.