Types of Cover Available

Our Base Cover protects against the following critical illness events:

Alzheimer's Disease* Major Organ Transplant
Cancer Motor Neurone Disease*
Coronary Artery Bypass Grafts Multiple Sclerosis
Creutzfeldt-Jakob Disease (CJD) Parkinson's Disease*
Heart Attack  Pre-Senile Dementia
Hodgkin's Disease Stroke
Kidney Failure  

* before age 60

Our Extra Cover gives all the protection of Base Cover plus protection for an additional wide range of serious medical conditions:

Aorta Graft Surgery
Balloon Angioplasty
Balloon Valvuloplasty
Benign Brain Tumour
Blindness
Coma
Chronic Lung Disease, including Emphysema
Deafness
Heart Valve Replacement or Repair
HIV Infection/AIDS (in certain instances - please see Technical Guide UP845 for further information)
Loss of Hands or Feet
Loss of Speech
Open Heart Surgery
Paralysis of Limbs
Permanent Total Disability (PTD)
Pulmonary Artery Surgery
Rheumatoid Arthritis
Terminal Illness
Third Degree Burns
Traumatic Head Injury

What does Unum provide?

The features
Who benefits?
Getting further advice


Last Updated:17 December 2008

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