Running a business is a challenging task. Ensuring that you have the right people in place is even more challenging. Ensuring that the business remains productive and competitive is key.
Think about how a business can be affected if any employees are absent for long periods of time due to sickness. Long-term sickness absence can be devastating for the business as well as the employee.
Dual Benefit from Unum is a unique new Group Income Protection policy that protects the business from disruption, and protects the employee. Benefits can be paid after just 4 weeks, much sooner than under the traditional form of Group Income Protection, and there is additional finance to help the business to cover the costs of recruiting temporary or replacement staff.
What’s more, Dual Benefit allows employees to continue receiving benefits via the Pay Direct option, even if they cannot return to work and decide to leave the employer.
An Employee/Employer Assistance Programme is provided at no extra cost, that benefits our customers and their insured employees and includes a business advice website and advice line.
These pages provide an overview of Dual Benefit, Group Income Protection, including information on the offering, features and benefits.
Further information can also be found in our Dual Benefit Literature Section.
What does it provide?
The features
Who benefits?
Getting further advice